Checking
Moose Rewards Checking is a free checking account that pays a premium interest rate, higher than most of our longest term CD�s. Your ATM fees are refunded nationwide; there are no minimum balance requirements; and no monthly service charges. �You must deposit at least $10 to open this account.
We �reward� our very best customers with our premium interest rate for certain account activity. Therefore, it�s easy to earn our most premiere interest rate on balances up to $25,000 by simply doing the following each monthly statement cycle:
- Make a minimum of 5 debit card point of sale purchases @ a minimum of $5.00 each
- Have at least 1 direct deposit (or ACH auto-debit)
- Enroll and receive our free e-statements
With Moose Rewards Checking you�ll earn our premiere interest rate on balances up to $25,000; earn a choice interest rate on balances in excess of $25,000; and ATM fees will be refunded when the above listed activity is met. If these basic qualifiers are not met, don�t worry. Your Moose Rewards Checking will still earn interest which makes it better than free checking! �Interest is compounded and credited monthly. �Corporations are ineligible to have this type of account.
Please refer to our current rate sheet for the Moose Rewards Checking interest rates.
Direct Deposit Checking is a non-interest bearing checking account with no minimum balance requirement and unlimited check writing. You must deposit at least $20 to open this account. �The account is free of monthly service charges if a minimum of 1 direct deposit posts each monthly statement cycle. If a direct deposit does not post during the statement cycle a fee of $7.50 will be charged.
Regular Checking is a non-interest bearing checking account. �You must deposit at least $100 to open this account. �The first 25 checks posted during the monthly statement cycle are free of charge. If the balance falls below $100 during the statement cycle a service charge of $5 will be assessed. Any checks that post during the statement cycle in excess of the first 25 will be assessed a charge of $0.10 each. �Paper Statement fee of $2.00 will be imposed every statement cycle. �These fees are waived for customers age 62 or over.
Basic Checking is a non-interest bearing checking account. �You must deposit at least $100 to open this account. �The first 10 checks posted during the monthly statement cycle are free of charge. If the balance falls below $100 during the statement cycle a service charge of $3.00 will be assessed. Any checks that post during the statement cycle in excess of the first 10 will be assessed a charge of $0.25 each. �Paper Statement fee of $2.00 will be imposed every statement cycle. �These fees are waived for customers age 62 or over.
NOW (Negotiable Order of Withdrawal) is an interest bearing account. �You must deposit at least $500 to open this account. �The first 25 checks posted during the monthly statement cycle are free of charge. If the balance falls below $500 during the monthly statement cycle interest will not be posted and a service charge of $5 will be assessed. Any checks that post during the statement cycle in excess of the first 25 will be assessed a charge of $0.10 each. �Paper Statement fee of $2.00 will be imposed every statement cycle. �Interest is compounded and credited monthly. Please refer to our current rate sheet for the NOW interest rate. �Corporations are ineligible to have NOW accounts.
