Business Checking

E-Z Business is a non-interest bearing checking account with no minimum balance requirement and no monthly maintenance fee. You must deposit at least $100 to open this account.  There is no charge for the first 25 debits processed during a monthly statement cycle. Debits processed in excess of 25 will be assessed $0.50 per debit. This account comes with free e-statements. There will be a $6.00 fee per paper statement if requested. A $15 service fee will be assessed if the monthly average collected balance is below $0 (negative). All deposited items are free of charge.

Business Checking Plus is a non-interest bearing checking account with a minimum monthly average ledger balance of $1,000 to avoid a $6 maintenance fee. You must deposit at least $100 to open this account.  There is no charge for the first 100 debits. Debits processed in excess of 100 will be assessed $0.50 per debit. This account comes with free e-statements. There will be a $6.00 fee per paper statement if requested. A $15 service fee will be assessed if the monthly average collected balance is below $0 (negative). All deposited items are free of charge.

Account Analysis is a checking account designed for businesses that carry large balances, have large amounts of activity, or use special services such as Remote Deposit Capture (RDC) or a Repurchase Agreement Sweep that prefer an earnings credit that would offset service charges.  The monthly earnings credit rate is .50% calculated on the average monthly collected balance.  The rate may change at any time.  If fees exceed the earnings credit the shortage is charged as a monthly service charge.  If the earnings credit exceeds the fees the excess may be carried over to offset future service fees.  There is a monthly maintenace fee of $6 and each debit processed is $0.10.  FDIC insurance is assessed a fee of $0.00014 per $1,000.  A $15 service fee will be assessed if the monthly average collected balance is below $0 (negative).  All deposited items are free of charge.

Account Analysis Interest is an interest bearing checking account designed for businesses that carry large balances, have large amounts of activity, or use special services such as Remote Deposit Capture (RDC) or a Repurchase Agreement Sweep that prefer to receive interest on their balances instead of an earnings credit that would offset service charges. You must deposit at least $500 to open this account.  There is a monthly maintenance fee of $6 and each debit processed is $0.10.  FDIC insurance is assessed a fee of $0.00014 per $1,000.  A $15 service fee will be assessed if the monthly average collected balance is below $0 (negative).  All deposited items are free of charge. 

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